When considering credit repair, you are generally faced with two options: you can either use a professional credit repair service or you can do it yourself. The first way can be expensive and you run the risk of exposing yourself to abusive practices and to dishonest, even illegal, approaches unless you know where to go. If you want to go the do-it-yourself way, which is the subject of this manual, you need to be prepared to spend some significant time and effort studying, preparing correspondence and performing the necessary follow up until the job has been completed.